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Saturday, September 11, 2010

Importance Of Insurance In Your Life

A human being is an asset that produces revenue. ability to generate revenue depends on the ability of one person, (manual, professional, problem-solving, entrepreneurship, etc.). This is an asset. Asset value can be measured by considering the revenue generated by the person concerned. Human Life Value Concept, provide scientific means to determine the asset value of human life and therefore, the required amount of life insurance ... These techniques, like the other techniques associated with the sale, had to learn on the job. These assets can also be lost through early sudden death or through disease and disability caused by accident. Accidents may or may not happen. Death will happen, but the timing is uncertain. If that happened around the time of a person's pension, as can be expected...

Monday, September 6, 2010

Life Insurance Quotes and Settlements

In the past, people who received life insurance quotes have always set back silently and just waited for the best offer. Back then, most individuals could be trusted and were assumed to be honest. Today, people are realizing that just because something sounds good, that doesn't mean it is. This is especially true in the insurance settlement market. When you receive quotes for a payout on your current policy, the company that is purchasing your plan is stating how it will take over the policy for you and provide you with one payment as a life insurance settlement. This type of policy can be quite beneficial for a person who is in dire, financial straits. All that said, the settlement market is still in its novice beginnings. You should be cautious when you receive quotes regarding...

Wednesday, September 1, 2010

Life Insurance - It's Not About You, It's About Them

There was a client that I was working with when I sold auto insurance and I asked him who was his life insurance agent. The client responded that he didn't believe in life insurance. I asked him why and he told me that he felt it was bad karma to bet on his own death. I told him that betting on ones death is a sure bet and that he could either bet the house and win big or pull all his chips off the table and try to beat the house. He said he would try to beat the house! This is a common misconception that people have when it comes to life insurance. They feel that they can beat the house when it comes to their own death, but when they...

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