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Thursday, December 30, 2010

Life Insurance Companies

<a href="http://www.yesadvertising.com">affiliate marketing</a> Insurance is all about the evaluation of risk and it is something that life insurance companies know a lot about. Every time life insurance companies receive an application for a life insurance policy, the companies decide how much of a risk that applicant poses to their business. This is to say that the insurance companies make an educated estimation of how long the applicant is likely to live versus how many insurance premium payments they are likely to make before death occurs. If they believe that the applicant will live long...

Sunday, December 5, 2010

Avoid These 3 Mistakes to Save Money on Individual Health Insurance

Avoid these 3 mistakes when shopping for Individual Health Insurance and save yourself money and headaches later.Whether you are looking for health insurance to bridge the gap between jobs and an employer sponsored health plan or you are self employed buying for the long term avoid these mistakes to save yourself both money and headaches.Buying the lowest cost plan. Often the lowest priced plan is not the best one for your situation. Lower cost plans usually have restrictions on providers, so you may not be able to see your doctor or hospital. Also lower cost plans have higher out of pocket costs and deductibles that you have to pay before the policy pay any claims.Buying a discount health plan or 'mini-med' plan. Discount plans are popping up more especially through the Internet. These are...

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